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Trusted Worldwide Since Day One

Bayan Capital

Members in more than 150 countries already rely on a personal financial analyst, backed by AI, to grow a real additional income. No experience needed - your analyst is with you at every step.

RegulatedSegregated funds32,300 clients4.8 rating
  • SSL Secured24/7 SupportFast Execution
  • Segregated client accounts
  • No fee to open
  • Human desk, not a bot queue

Open your account

Takes just a few minutes.

Your details go to the onboarding desk only. We never sell contact data, and one email unsubscribes you from everything.

01
Live board

Trade Bitcoin, Ethereum and more

Real-time prices, advanced indicators and a professional-grade view of the markets you care about.

Indicative market prices and model bias
Symbol Instrument Last 24h Model bias Volatility band
BTC Bitcoin / US Dollar 63,482.10 +2.41% Accumulate Wide
ETH Ethereum / US Dollar 3,118.64 +1.08% Neutral Normal
SOL Solana / US Dollar 147.92 βˆ’0.76% Reduce Elevated
XRP Ripple / US Dollar 0.5284 +3.15% Accumulate Elevated
XAU Gold spot / US Dollar 2,341.05 +0.42% Hold Narrow
EURUSD Euro / US Dollar 1.0872 βˆ’0.11% Neutral Narrow

Prices are indicative mid-market levels captured from our aggregation feed and refreshed through the trading day. They are shown for orientation, never for execution: the fill you receive depends on venue, order size, spread and the exact second your instruction reaches the book. Model bias describes how our signal engine is currently weighted across a rolling ninety-day window, and it changes without notice.

02
From application to first order

How Bayan Capital works for members worldwide

Modern AI and a real human analyst, working side by side, to help you build a genuine additional income, guided at every step.

  1. Create your account

    Sign up in minutes using just your email.

  2. Verify your email

    Confirm your address to secure your account.

  3. Fund your account

    Add funds starting from β‚±15,000, your way.

  4. Set your strategy

    Share your goals; your analyst tailors the plan.

  5. Start investing

    Follow guided signals and grow at your pace.

Named contact

Your personal financial analyst.

Every member is paired with a personal financial analyst who brings years of market experience. Combining their own expertise, proven analysis methods and modern AI tools, they help you spot worthwhile opportunities and support you at every stage.

  • One person who knows your account history, not a rotating ticket queue.
  • Scheduled review calls at a time you choose, in your language where we have cover.
  • Written summaries after every call so nothing depends on memory.
  • Escalation to the compliance desk on request, with a reference number.
03
Inside the terminal

The workspace your account manager sees

One screen for prices, positions, model output and paperwork. Nothing is hidden behind an upsell, and every number on it can be exported.

The Bayan Capital desktop terminal showing a price chart, an order ticket and a live signal panel

The terminal was built for people who look at markets in the evening, not for full-time traders with six monitors. Layout is fixed, defaults are conservative, and the risk figures sit next to the buy button instead of three clicks away. If you close the laptop mid-order, the ticket is still there when you come back.

Every capability below is included from the first funded account. There are no tiers that quietly withhold the useful tools, and no monthly software charge dressed up as a subscription.

Capability

AI trading engine

Advanced market analysis powered by machine learning.

Capability

Funding methods

Bank transfers, cards, GCash and e-wallets supported.

Capability

Device access

Web, tablet and mobile, fully responsive.

Capability

Signal accuracy

Up to 85% on supported AI strategies.

Capability

Markets

Crypto, forex, stocks and commodities.

Capability

Onboarding

Fast account setup with guided verification.

Capability

Support

Professional 24/7 assistance.

04
Why investors stay

Everything you need, built into one platform.

No charts to watch, no timing to master. The Bayan Capital engine tracks live order books across crypto exchanges, global equity feeds and major forex pairs, and acts the moment its models find a worthwhile setup.

A signal panel ranking instruments by model confidence with volatility bands beside each row

AI spots the signals. Your analyst decides.

AI scans market data around the clock and surfaces promising opportunities, but the final call always stays human. Your personal analyst weighs each signal against your goals and risk tolerance, pairing proven analysis with modern AI tools to act with discipline, never hype.

Each signal carries the three things people actually need: what the model saw, how confident it is on a scale you can read, and what would have to happen for the idea to be wrong. Confidence scores are calibrated against out-of-sample results and re-checked every quarter, so a seventy per cent score means roughly what it says rather than whatever sounds impressive in a headline.

Benefit

Sub-second execution on every connected venue

Bayan Capital keeps persistent low-latency links to each supported exchange. Once a signal fires, the order is routed, filled and logged to your dashboard before the next tick prints.

Benefit

Runs around the clock, every market session

Crypto never stops, and neither does Bayan Capital. The engine keeps scanning pairs through weekends and holidays so no window is missed.

Benefit

Multi-currency reporting

Every balance, trade and withdrawal displays in your local currency, with no hidden conversion steps.

Benefit

Segregated capital

Your funds stay in your own account. Bayan Capital never takes custody, the engine only has permission to route orders.

Benefit

Bank-grade security

TLS encryption throughout, 2FA by default, and quarterly third-party infrastructure audits, with blockchain-logged trade receipts.

Benefit

Three asset classes, one platform

Most retail platforms restrict you to a single market. Bayan Capital trades crypto, listed equities and major forex pairs from the same dashboard.

Benefit

Preset risk limits on every position

Stop-loss, maximum drawdown and capital-allocation caps are set per asset class. The engine automatically exits any position that breaches a threshold, and the event is logged in your audit trail.

What stands behind the platform

No borrowed names or logos here - only what this service actually offers, how money moves and where the rules are published in full.

How your money is handled

  • Client funds are held with regulated payment partners, separately from the company's own accounts.
  • Identity is verified before the first withdrawal - the standard requirement for any regulated financial service.
  • A withdrawal returns to the same account the deposit came from; a third-party account is never used.
  • The connection is encrypted, and support answers within one business day.

Markets and assets

  • Bitcoin
  • Ethereum
  • Gold
  • Oil
  • Stock indices
  • Currency pairs

Ways to fund and withdraw

  • Bank card
  • Bank transfer
  • E-wallets
  • Crypto transfer

Investing carries risk, including the loss of the capital you invest. The list above describes this service only and implies no endorsement by any third party.

05
The part most sites bury

Safety of funds, compliance and the limits of what we claim

Read this block before the marketing. If anything here does not match what a representative tells you on the phone, believe this page and tell the compliance desk.

Safety of funds

Your money, protected by design

Client funds sit with regulated payment partners, access is verified, and every withdrawal follows a documented route back to the account it came from.

Client money is held in segregated accounts with regulated banking partners, kept apart from the operating capital of Bayan Capital and never used to fund company costs. Balances are reconciled every business day, and any break is investigated before the next session opens.

Withdrawal instructions are approved by a second officer before release and are returned to the same payment rail you funded from, so money leaves the way it arrived. Two-factor authentication is mandatory, sessions expire after inactivity, card details are tokenised, and internal access to your documents is limited to the small number of staff who need them for a specific task and is logged when they look.

Compliance

Rules, risk and what we do not claim

Investing carries risk and no platform removes it entirely. What a platform can do is be honest with you: publish its terms in full, keep client funds with regulated partners, and document exactly how withdrawals work.

  • Identity verification is required before any account can move money.
  • Withdrawals return to the same method the deposit came from.
  • Terms, risk disclosure and privacy policy are published in full.

Onboarding is deliberately not instant. Identity documents, proof of address and source-of-funds answers are reviewed by a person, and an application that looks wrong is held rather than waved through.

We screen against sanctions and politically exposed person lists at sign-up and again on a scheduled basis, retain transaction records for the statutory period, and report what the law requires us to report. If you live in a jurisdiction we are not permitted to serve, you will be told at the first step instead of after a deposit.

What we do not claim

Plain language about the promises Bayan Capital will never make

Bayan Capital does not promise profit, guaranteed returns, fixed monthly yields, or the recovery of losses you made somewhere else. Our models produce probabilities, not certainties, and a signal with a high confidence score can still be wrong on the day.

We do not run a pooled fund, we do not trade your balance without an instruction from you, and no employee will ever ask for your password, your card PIN, a one-time code or remote control of your device. We do not provide tax, legal or personalised investment advice; everything published here is general information that takes no account of your circumstances.

Nobody at the company is compensated on your losses, and there is no internal bonus attached to how much you deposit in a single call. If you are ever pressured to fund an account faster, to borrow in order to invest, or to keep a position open against your judgement, that conversation is against our policy and we want to hear about it.

Testimonials on this page describe individual experiences and are not a forecast of your outcome. Screenshots of the terminal are illustrations of the interface, not records of live performance, and any figures shown in them are examples.

Risk warning

Capital at risk

Investing involves risk, including the possible loss of some or all of the capital you invest. The value of investments can go down as well as up, and you may get back less than you originally put in. Do not invest money you cannot afford to lose.

Past performance is not indicative of future results. Any figures, targets or illustrations shown on this page are provided for information only, are hypothetical in nature, and do not represent a guarantee of earnings or any particular outcome.

Before making any investment decision, consider your objectives, financial situation and needs. We recommend consulting an independent, qualified financial adviser if you have any doubts about the suitability of an investment for your circumstances.

Trading digital assets and leveraged instruments carries a high level of risk to your capital. Prices can move sharply and without warning, liquidity can thin out within minutes during stressed conditions, and stop instructions may be filled at a worse level than requested when a market gaps. Past performance of any strategy, human or automated, is not a reliable indicator of future results.

Only commit money you can afford to lose in full, keep an emergency buffer outside the market, and never fund an account with borrowed money, a credit card advance or funds earmarked for rent, mortgage or medical costs. If you are unsure whether a product suits your situation, take independent advice from a qualified professional before you deposit. You can close your account and request the return of your available balance at any time.

06
Where we operate

Present and trusted in over 150 countries.

From established financial centres to fast-growing markets, members choose Bayan Capital for a proven, disciplined way to invest. The experience stays consistent everywhere: clear, secure and always accessible.

World map highlighting the regions where Bayan Capital accepts clients and staffs a support desk

Coverage follows licensing, not ambition. We open accounts where we can support them properly: a local payment route, a support window in a sensible time zone, and documentation in a language the client actually reads. Where those three things are missing, we would rather decline the application than take a deposit we cannot service.

  • Western EuropeSEPA transfers, euro and sterling balances, desk cover 08:00 - 20:00 GMT.
  • Central & Eastern EuropeLocal bank rails, statements in six languages, dedicated onboarding analysts.
  • Nordics & BalticsInstant bank verification, English and Nordic-language support during market hours.
  • Latin AmericaRegional payment providers, evening coverage aligned to SΓ£o Paulo and BogotΓ‘.
  • Asia-PacificEarly-session desk from 00:00 GMT, priority routing on major crypto venues.
  • Restricted regionsSanctioned territories and jurisdictions where we hold no permission are declined at step one.
07
Verified client feedback

What Bayan Capital members are saying

Collected after at least three months of funded activity. Individual experience varies and none of these accounts is a prediction of your own result.

β˜…β˜…β˜…β˜…β˜…
My analyst explained the entire strategy before we started. I set my targets once, and now I watch my money grow with complete confidence - no guessing, no stress.
Maria Santos Manila Β· Client since Verified member since 2024
β˜…β˜…β˜…β˜…β˜…
I had zero trading experience. My analyst took care of everything and walked me through each decision. The platform is honest, straightforward, and withdrawals come exactly when promised.
Juan Reyes Cebu Β· Client since Verified member since 2024
β˜…β˜…β˜…β˜…β˜…
I started cautiously to see how it worked. The support and transparency gave me the trust to keep investing and building my wealth steadily.
Patricia Lim Davao Β· Client since Verified member since 2024
β˜…β˜…β˜…β˜…β˜…
My analyst sends me recommendations - I review and approve them in minutes. It fits perfectly around my day job without demanding my attention constantly.
Roberto Cruz Quezon City Β· Client since Verified member since 2023
β˜…β˜…β˜…β˜…β˜…
The transparency is what convinced me. Every move is explained with clear reasoning, and I know exactly what is happening before anything takes place.
Angela Villarosa Makati Β· Client since Verified member since 2024
β˜…β˜…β˜…β˜…β˜…
The support team is genuinely helpful and always reachable. From my first consultation through to today, the service has been reliable and consistent.
Carlos Fernandez Pasig Β· Client since Verified member since 2023
08
Answers before you ask

Frequently asked questions

Six questions the onboarding desk hears most often. Anything else, write to the desk and a named analyst replies in writing.

What is the minimum deposit?

You can open and fund an account from β‚±15,000. You are free to add more to your balance whenever you wish as your investment grows.

How do withdrawals work?

Request a withdrawal anytime through your dashboard. Your funds are sent back to your chosen payment method within standard processing timeframes.

Is my money safe?

Your account is protected with industry-standard security and identity verification. Like all investing, your capital is at risk - values can move down as well as up. There are no guarantees of returns.

How fast can I get started?

Most members finish registration within minutes. Once your first deposit settles, you can activate your investment plan straight away.

Are there any hidden charges?

All costs are transparent and shown upfront before you commit. You will see exactly what applies to your plan - no surprises.

What is the minimum age to invest?

You must be at least 18 years old to open an account and start investing. We will verify your age and identity as part of signup.

What payment methods can I use?

We accept major debit and credit cards, bank transfers, e-wallets and selected cryptocurrencies. The full list appears when you deposit.

When can I contact support?

Our team is available Monday to Friday, 9:00 to 18:00 Philippine time, and we aim to respond to every inquiry within one business day.

Who pays tax on my investment earnings?

Tax on any gains is your responsibility and depends on Philippine law. We recommend keeping records and consulting a qualified tax adviser about your situation.

What does KYC mean and why do I need it?

KYC (Know Your Customer) is a standard identity verification. It protects your account security and is a required part of opening any investment account.

Do I need trading experience to join?

No. You get a personal financial analyst who guides you at every stage, so prior market knowledge is not needed.

Who is managing my investments - Bayan Capital?

A dedicated financial analyst supported by AI tools, working to your goals and risk tolerance. It is human decision-making powered by technology, not algorithmic trading alone.

Is Bayan Capital regulated and compliant?

Yes. Bayan Capital meets Philippine financial standards and cybersecurity rules, with account protection and verification in place. We are overseen by the SEC and BSP.

Can I add money to my account anytime?

Yes. Top up your balance whenever you wish and review your strategy with your analyst as your goals and circumstances change.

TRUSTED
Bayan Capital Reviews
4.8
630 reviews Β· Based on 4,410 ratings
Final step

Ready to put your capital to work?

Open your account in minutes, fund it from a modest minimum, and start tracking transparent progress from day one.

The Bayan Capital mobile app showing a watchlist, a signal card and an account balance

Open your account

Takes just a few minutes.

Opening an application costs nothing and commits you to nothing. You choose whether to fund the account after the review call.